Vetted by NeuralPress's Multi-Agent Verifier for strict factual validity and event relevance. Our compliance engine cross-checks and filters search results to ensure zero false correlations or misleading content.
Primary Sources
She received a $20,000 basic income. Two years later, she's back to ...
She received a $20,000 basic income. Two years later, she's back to working multiple jobs. By Allie Kelly You're currently following this author! Want to unfollow? Unsubscribe via the link in your email. Cepia Harper, 43, received basic income for two years. Kendrick Brinson for BI 2026-05-03T09:07:01.284Z Cepia Harper recieved $850 a month for two years from an Atlanta basic income program. She earned a teaching certification and built savings, but is back to working multiple jobs. US cities have run hundreds of programs offering no-strings-attached cash to low-income families. Cepia Harper starts her day at dawn, commuting to her job as a middle school teacher in Atlanta's morning rush. After lecturing about thesis statements, the 43-year-old grades papers, tidies up her classroom, then clocks into her second shift selling sneakers at Nike from about 6 p.m. to 8:00 p.m. The two roles keep Harper financially afloat, especially after her guaranteed basic income program ended two years ago. She was part of Atlanta's cohort of 650 low-income Black women who received $20,400 cash between 2022 and 2024, no strings attached. While the extra money allowed her to build savings and earn a new teaching certification, paying her monthly bills is still a challenge.Business Insider first spoke with Harper in the summer of 2024. At the time, the single mom of three had begun teaching full time and felt stable enough to quit her part-time retail gigs. Now, she's back to working multiple jobs — but she said life feels much more stable."Before basic income, I was pretty much homeless," Harper said in April. "I was able to get a new apartment, substitute teach, and pay my rent because I had that extra income. Later, it led me to get a bigger apartment, and land an even better job." Kendrick Brinson for BI Over the past decade, cities across America have run hundreds of basic income pilots. Advocates see payments as a potential solution for poverty or a supplement to existing social safety nets like SNAP and Section 8. Tech leaders have even suggested no-strings-attached cash as a means to support the white-collar workforce as AI reshapes the job market. Dozens of families told Business Insider they used the money to afford childcare, pay household bills, fund higher education, and pay off debt. Most of these pilots study participants' lives immediately before, during, and directly after receiving basic income. Data on the effects of cash aid years later is more...
ACA (Obamacare) Income Limits for Subsidies in 2026 - GoodRx
Key takeaways:Under the Affordable Care Act (ACA), you may qualify for premium subsidies — discounts that reduce the monthly cost of your health insurance plan — as well as savings on out-of-pocket costs when you access care.There are income limits to qualify for savings on monthly premiums and out-of-pocket costs. Subsidies are based on your estimated income in a coverage year. If your actual income is more than expected, you may have a higher tax bill later on.Enhanced premium tax credits that provided even more savings on ACA plans for a large population of enrollees are not available for the 2026 coverage year. Standard premium tax credits can still help some people save money on their plans.The Affordable Care Act (ACA) is the 2010 comprehensive health law known as Obamacare. Health insurance through an ACA marketplace can help protect you from a financial setback if you have an injury or illness. ACA plans also provide a safety net for people who do not have access to job-based insurance or government-funded insurance, such as Medicaid and Medicare.Some people with ACA plans qualify for financial help that makes having coverage more accessible. One type of assistance is a premium tax credit, or premium subsidy, which is based on your household size and income. If you qualify, this will help you save on the monthly cost of your health insurance plan.Starting in 2021, enhanced premium tax credits significantly lowered premiums and expanded the population eligible for savings. In 2025, that meant more than 90% of ACA enrollees — about 22 million people — received additional savings on the cost of plans. These enhanced subsidies were eliminated for the 2026 coverage year. As a result, many people now have much higher premiums.A KFF national analysis of marketplace plans found that the average benchmark premium (the second-lowest-cost silver option) for a 40-year-old is $625 a month in 2026. Average benchmark premiums in 2026 range from $401 in New Hampshire to $1,299 in Vermont.Obamacare income guidelines determine whether you qualify for savings on your ACA plan. Individuals and families earning 100% to 400% of the federal poverty level (FPL) generally qualify for a premium subsidy.The ACA relies on your modified adjusted gross income (MAGI) and your adjusted gross income (AGI), which appears on your tax return, to reach certain conclusions about your earnings. Often, your MAGI and AGI are the same number or very close. The ACA uses your MAGI to determi...
FoodShare: Your Income Could Make You Eligible
FoodShare benefits are available to many families across Wisconsin. Your family may be able to get benefits if you don't earn enough money to pay for basic things you need. Family income is one factor we use to determine if you're eligible.Gross family incomeTo find out if you can get FoodShare benefits, you need to know the amount of money earned or received by everyone living in your ...
How Many Years Can You File Back Taxes? (2026) - ConsumerAffairs
The IRS requires six years of returns for compliance, but you can file older taxes. Learn about refunds, penalties and how to catch up on back taxes.
