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Apple Card Savings Interest Rate Change
Comparison of the Apple Card Savings APY before and after the recent update.
Primary Sources
No-Fee Savings with High Interest | Cash App Savings
Save money with high interest and no hidden feesCash App is a financial services platform, not a bank. Banking services are provided by Cash App’s bank partner(s).Savings made simpleEarn up to 3.25% interest 1Start saving with as little as $1Transfer money from savings anytimePut money into savings without opening a separate accountSAVINGS GOALSCustomize savings goals and track your progress along the way.AUTOMATIC WAYS TO SAVEYou can automatically save part of your paychecks or save your spare change with Round Ups.Round Ups provided by Cash App, a Block, Inc. brand. Confirm some info for tax purposes to start earning 1.5% interestSpend $500 each month with your Cash App Card to earn Green status 2Earn 3.25% interest every month you have Green statusReal-time transaction alerts24/7 fraud monitoringCard lock and security lock“I love Cash App! Love the interest on my savings.”“Great app to keep track of purchases and money. Helps me build my savings and prevents me from over spending.”“Very dependable app to handle funds and track savings!”
What Credit Score Do You Need for the Apple Card? - Firstcard
What Credit Score Do You Need for the Apple Card? The Apple Card is one of the sleekest-looking credit cards on the market, and its integration with your iPhone makes it genuinely convenient to use. For years, it was backed by Goldman Sachs. But in January 2026, Apple announced a major change: JPMorgan Chase is becoming the new issuer. So what credit score do you actually need to get approved — and what should you expect during this transition? If you're also wondering whether the Apple Card actually helps build credit once you're approved, the short answer is yes — it reports to all three bureaus. Update (January 2026): Apple Card Transitioning to JPMorgan Chase Apple announced that JPMorgan Chase is becoming the new issuer of Apple Card, replacing Goldman Sachs. The transition is expected to complete over the next approximately 24 months. Approval criteria and terms may change under Chase's management. The information below reflects approval patterns under Goldman Sachs and may evolve as the transition progresses. The Apple Card Credit Score Requirement Historically under Goldman Sachs, based on applicant reports and financial analysis, the general consensus was: 670+ FICO score for a reasonable chance of approval 700+ for a strong chance of approval and a decent credit limit Below 620 and approval was very unlikely The Apple Card targeted people in the "good" to "excellent" credit range. If your score was in the 620–669 range (considered "fair" credit), you might get approved, but it was not guaranteed — and you might receive a lower credit limit or a higher APR. Note on the transition: JPMorgan Chase may adjust approval criteria, credit limits, and terms as the transition progresses. Check Apple's website for updated requirements from Chase. Other Factors That Affect Approval Credit score was not the only thing Goldman Sachs evaluated. They also looked at: Income: Apple Card had no stated minimum income requirement, but higher income supports a higher credit limit Existing debt: Your debt-to-income ratio mattered Credit history length: Very new credit files might be declined even with no negative marks Recent hard inquiries: Too many recent applications signaled financial instability Derogatory marks: Bankruptcies, collections, or recent late payments significantly lowered approval odds Under JPMorgan Chase, these factors may be weighted differently. How to Check Your Odds Without Hurting Your Score Apple offers a prequalification option that uses ...
Best savings accounts: 4.62% easy access or 4.67% fixed rate
Find the top interest rate savings accounts & maximise your returns with Martin Lewis' guide. Includes the top easy-access and fixed-rate accounts to help you find the most profitable home for your cash – and keep it safe. Published 2 days ago
Best Credit Cards in Singapore | Get Apple & Dyson Rewards - SingSaver
These cards offer low interest rates or 0% introductory periods on purchases and balance transfers, making them ideal for managing debt or financing large purchases. If you tend to carry a balance or need to consolidate high-interest debt, interest-saving cards can help you save on interest charges.
